What does car-sharing cost?
Owning a car involves various hidden expenses, such as purchase costs, taxes, insurance, MOT, maintenance, fuel, parking fees, and depreciation. These costs are often not directly associated with owning and using a car. Therefore, it is important to take all these costs into account when comparing the costs of shared cars and a privately owned car
By dividing the costs among users, the overall costs of car sharing can be lower than owning a private car. However, this only applies to people who drive less than 10,000 kilometers per year. If you drive more than 10,000 kilometers, a shared car is often more expensive. Therefore, it is always good to list the costs for your personal situation.
Curious if car-sharing is financially advantageous for you? Utilize the ANWB cost calculator to calculate the costs.
Worry-Free Car Sharing - Who Bears Responsibility in Accidents and Damage?
Car-sharing is all about sharing and freedom, but it's also important to understand how liability works. Here are a few things you should know.
- Before you get into the car it is important to inspect the car for any visible damage and check carefully if all damage is listed in the app. This will help to prevent any disputes later on about who is responsible for any (previous) damage to the car.
- If there is already known damage, it will be indicated. If you notice any other damage that is not listed, you can easily report it in the app, including a photo. After ending the ride, it is important to check the car again to see if any new damage has occurred during your ride.
Insurance for shared cars
If you cause any damage to the car, the insurance of the shared car provider will most likely cover the costs but note that there is often a deductible that you must pay yourself. The deductible is the amount you must pay yourself before the insurance pays out. For example, if you have a deductible of €250 and €1,000 damage is caused to the car, you must pay €250 yourself and the insurance pays the remaining €750.
If the other party is liable for the damage, there is often no deductible. The other party's insurance will then pay the full damage.
It is important to know that the liability for a shared car can vary depending on the provider, region, and the specific agreements you make. Therefore, take the time to read the terms and conditions carefully. This way you are well aware of how liability works, and you can enjoy a shared car without worries!
Tips for worry-free car-sharing:
- Check the car before you drive it.
- Drive carefully and follow the traffic rules.
- Park the car in a safe place.